Legal

Legal

Disclosures

In accordance with the Equal Credit Opportunity Act, American Housing Capital LLC D.B.A. TotalChoice Mortgage does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “CRM Lending” is a registered trademark of the American Housing Capital, LLC, a Virginia limited liability company. Located at: 8133 Leesburg Pike Suite 450 Vienna, VA 22182.

IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

State Licenses

NMLS Loan Originator ID: 34976
Loan applications are limited to the following states.

 

State License Number Expiration Date
Alabama 22362 12/31/2018
California – DBO 41DBO-37304 12/31/2018
Delaware 019666 12/31/2018
District of Columbia MLB34976 12/31/2018
Florida MLD1121 12/31/2018
Illinois MB.676132 12/31/2018
Kentucky MC414761 12/31/2018
Louisiana None 12/31/2018
Maine 34976 12/31/2018
Maryland 21179 12/31/2018
New Jersey 9923144 12/31/2018
North Carolina L-179059 12/31/2018
Ohio SM.502066.000 12/31/2018
Ohio MB.804299.000 12/31/2018
Pennsylvania 45058 12/31/2018
South Carolina-BFI MLS – 34976 12/31/2018
Tennessee 135897 12/31/2018
Texas – SML  None 12/31/2018
Virginia MC-5815 12/31/2018
Virginia MC-5815 12/31/2018
West Virginia ML-35213 12/31/2018